I used the Swiss Care international student health insurance for the 3 ½ years I was a student in Switzerland and couldn’t be more pleased.  At first I was disappointed that I couldn’t continue my cost-sharing insurance substitute that I had in the states because of Switzerland’s laws that all must have basic insurance, but Swiss Care made life much easier practically and financially.  I didn’t understand how it could be so cheap.  I thought there must be a catch, like that they never pay up, but after some internet research they seemed to be legitimate and I signed up.  I write this post to help other people searching about Swiss Care.  It’s a good organization!  They might not have the best of customer service in that they don’t speak the best English and sometimes don’t fully understand a question, but they certainly aren’t the worst in that they welcome your questions and are happy to work with you until you are satisfied.   Most importantly, it was easy to submit claims and I always got the money without any fuss.  I had a 300 Franc deductible and it cost about 1000 Francs a year.  Most of my expenses were pregnancy related, and as stipulated by Swiss law, pregnancy is out of the deductible, meaning there is a 0 deductible for pregnancy.  If you are a student planning on staying in Switzerland longer than three months (you don’t officially need insurance if you stay less than three months) then I recommend Swiss Care.  They have options for non-students, too, but I don’t have experience with that.  I am in no way affiliated with Swiss Care.  I just used their services for a few years and would like to help other students have peace of mind when choosing their health insurance.

Posted by harp on Friday, December 10, 2010 at 10:06 pm | Edit
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Good post.



Posted by SursumCorda on Friday, December 10, 2010 at 11:35 pm
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